Monday, June 14, 2010

Where have all the sheet rock gone..

This time last week our basement was a swamp. It smelled, had all sorts of toys, glass, and living creatures in it.

This is where we are now.

(the most interesting part about this picture, is how you can see through 3 townhomes. Our cats have expanded their territories..)

(Um, Elliptical for sale...)

So this morning Michael Waddoups, who is the owner of our property management company, informed us that the insurance policy only covers the costs of clean up. Meaning that carpet, paint, furniture, ALL losses- are not going to be replaced. This infuriated the residents and made us all wonder why the flood insurance was mandated upon everyone.

Marcus, from Crawford U.S. Property & Casualty came to assess our damage for the insurance. He basically looked at the walls, measured them, and told us to make a list of all our losses, value and age of them. He ALSO mentioned that he "wasn't sure what policy we had, so he couldn't tell us what was, or was not covered."

So we are all basically left with little hope. However, we finally got to throw everything that was saturated in river water that was smelling worse and worse everyday, into the dumpster. Josh and I filled the whole thing, alone.


Kyle and Alli said...

That is crap. I wouldn't believe that for a second. Find documentation of your insurance policies and get someone who understands insurance speak to review it all. If you need to, get everyone together and get an attorney and go after your property management. What else do you have insurance for anyway. Wow.

As far as the pictures, I can imagine being able to look into your next few neighbors homes. Weird.

Kelly D. said...

On the bright side, things sure look cleaned out down there! And at least you know THAT part is covered!

I'm so sorry, though. I know the horror of having disaster strike and then discovering that we were not properly insured. It's a horrible spot to be in and I'm praying that it all works out for you guys.

Carter said...

That's bunk.

Momma Fish said...

That's crazy. My hubby owns a paint business. Let us know if you want a bid.